Accounting
Unlimited accounting for one fixed fee.
Full statutory books for Polish limited companies (sp. z o.o., sp.k., S.A.). One monthly fee — regardless of the number of documents, invoices, postings and B2B contractors.
Controlling Pro: 14 days for 0 PLN, no card. First report next Wednesday.
- Micro
- 2 000
- PLN / month net
- Small
- 5 000
- PLN / month net
- Large
- 8 000
- PLN / month net
Entity size under the Polish Accounting Act. Conditions: invoices via KSeF, payments through the Inratio panel. Start from the next month.
Controlling
Full control over your company's finances.
A management dashboard plus a CFO and a team of experts — continuously, in the separate Controlling Pro subscription.
3 invoices more than 30 days overdue — PLN 41k. CFO comment in the report.
Prefer to start smaller? 60-second company mini-audit — no sign-up. Or see one week in two versions.
Your data is safe here.
- Data processed in the EUWe keep data in the European Union, GDPR-compliant. Each company separately.
- GDPR complianceAccess control per user and role. Only your company sees your data.
- Data encryptionAll communication and all data encrypted — in transit and at rest.
- Audit trail of every operationEvery login and every change leaves a trace you can check. Export your data at any time.
Controlling
Wednesday, 6:00. Your company's pulse.
The management dashboard collects data from KSeF and payments. Every week you get your company's pulse: margin, costs, receivables and 13-week cash — with a CFO comment.
| Overdue receivablesCFO: three invoices over 30 days at two customers — before you ship the next delivery, make sure they pay. | PLN 41k |
| Online store margin m/mCFO: delivery cost per order went up after the courier change — recalculate shipping prices before the season. | -2.4 pp |
| Minimum: PLN 300kCFO: the lease instalment and VAT fall in the same week — with on-time receivables there will be no gap. | Week 9 |
- 90-day liquidity forecast and alerts before cash runs out
- KSeF document flow in one panel
- Result per branch, project and product
- CFO and a team of experts — continuously, in the Controlling Pro subscription
- Answers usually within 24 h on business days, a weekly call, 2 strategy meetings a month
You will learn it in a 15-minute call. Start: Controlling Pro, 14 days for 0 PLN, no card. First report next Wednesday.
For company owners: manufacturing, trade, services, e-commerce, rentals.
A CFO on an ongoing basis — what it means in practice
Not 2–3 days a month. The whole week, in the Controlling Pro subscription.
An external CFO and a management dashboard — continuously, in the separate Controlling Pro subscription. Your accounting firm can stay. Not by the hour, not per project — at every decision.
- Wednesday 6:00
Report
The numbers and the three matters that need your decision this week. It arrives on its own, before you open your laptop.
- Every week
Call
A weekly call with your Inratio CFO and two strategy meetings a month: what the numbers mean and what we would do in your place.
- Whenever you need
A question before a decision
A loan, a price for a customer, a new hire, a machine. You write — you get an answer with numbers, usually within 24 hours on business days. No hour meter.
- At a big decision
Next to you
Bank, investor, a large contract: your Inratio CFO prepares the numbers and sits next to you in the meeting. You lead the conversation; the decision and the signature are yours.
An in-house CFO in Poland means a salary of PLN 18–30k gross and a real cost of PLN 35–45k a month — plus months of recruiting. With Inratio you get a CFO and a team of experts in one subscription fee. Bookkeeping is added separately, for a fixed fee.
Who is behind it? About Inratio →
A hypothetical scenario
Thursday, 7:40 pm. The same evening, two versions.
Imagine it is your week. No names and no real client — only what changes when the numbers come on their own and someone next to you reads them.
Today: at 7:40 pm the July result from the accounting firm lands on your desk, a spreadsheet from a Sunday three weeks ago, an e-mail to the accountant answered with “tomorrow, maybe the day after”, the loan instalment counted in your head after payroll — and the decision on a new contract postponed to next week.
The same week with Inratio: on Wednesday at 6:00 the report arrived before you got up — August: margin 14.1%, 2.3 points below July, because a supplier’s 9% price increase hit three jobs. Three invoices from one client overdue, PLN 42,800 in total — a reminder goes out with one click. Cash for 13 weeks: the lowest point in week 7, PLN 61k of buffer left. On Thursday at 7:40 pm you write one sentence to your Inratio CFO: “At this margin, should I take the PLN 400k contract?”. On Friday you have the answer with numbers: after a 6% renegotiation — yes, at a 15% margin. The decision and the signature are yours.
The numbers in the scenario are illustrative. The rhythm — a report on Wednesday at 6:00 and a CFO answer usually within 24 hours on business days — is part of the Controlling Pro subscription.
- Wed 6:00A management report every week
not on the 20th of the month from the accounting firm
- 24 hAn answer from your Inratio CFO
usually, on business days — before the decision, not after month-end
- 1 feeFor accounting — a hundred invoices or a thousand
the CFO: in the separate Controlling Pro subscription, no hourly rate
Accounting
Zero surcharges. One fee a month.
We keep the full statutory books of your company. You pay one monthly fee — no surcharges per document, correction or question.
| FV/2026/09/0142Sales Posted | 18 420.00 PLN |
| FZ/2026/09/0388Materials Paid | 6 150.00 PLN |
| KOR/2026/09/0007Correction Posted | -1 200.00 PLN |
| FZ/2026/09/0391Transport For approval | 2 980.00 PLN |
- Any number of documents, invoices and postings
- Corrections, tax returns and year-end closing — included
- Questions to the accountant — unlimited
- B2B contractors — no surcharges
- Start from the next month
Accounting for a fixed fee: Micro 2 000 · Small 5 000 · Large 8 000 PLN net per month — regardless of the number of documents. A hundred invoices a month or a thousand, the fee is the same. Running two companies? Write about both — we will quote them in one reply, together with the subscription.
Who it is for
Who is Inratio for?
One team runs your books and your controlling. For company owners: manufacturing, trade, services, e-commerce, rentals — companies where the owner makes the financial decisions and the numbers arrive too late. If you recognise yourself in one of these, it is for you.
You have an accounting firm, but no CFO
The firm posts and settles taxes — and it should stay that way. Inratio adds what the firm does not do: reads the numbers, forecasts cash and answers before you decide.
Manufacturing and trade
The report from the firm around the 20th, job margins counted in your head, cash known from the balance. Here you see the margin on every job, supplier costs and receivables — every Wednesday.
Services, projects, software house
Payroll and B2B in one account. Project margin after actual hours, bench, subcontractor invoices assigned to the project. The spreadsheet you keep on Sundays fills itself.
Online store, rentals, subscriptions
Hundreds of invoices a month for one fixed fee. Margin after ads and returns — per product and channel. Who is overdue and by how much — with a ready reminder.
How it works
From a call to the first report.
Four steps. Controlling starts next Wednesday, accounting from the next month.
- Step 1 — 15 minutes
A call about your company
You tell us what you do and how many branches you have. We set the entity size and the controlling scope. You learn the price.
- Step 2 — after the call
KSeF and payments
Invoices flow into the panel, transfers are ordered from the panel. No retyping of documents.
- Step 3 — next Wednesday
First company pulse
Margin, costs, receivables, 13-week cash. Controlling Pro: 14 days for 0 PLN, no card.
- Step 4 — next month
Books for a fixed fee
We take over the full statutory books for one fixed fee. No surcharges for documents, corrections and questions.
Have an accounting firm you want to keep? It stays — we connect it at the start and we are the ones who call the firm, not you. After 14 days you decide: no card, no invoice for the trial, no questions. Full onboarding description →
Pricing
Fees you know up front.
Accounting: one monthly fee by entity size. Controlling: priced to your needs. Net amounts.
- Full statutory booksW cenie
- Documents and postings: Unlimited
- Corrections and tax returns: Included
- Year-end closing: Included
- B2B contractors: No surcharges
- Questions to the accountant: Unlimited
- Start: Next month
- Full statutory booksW cenie
- Documents and postings: Unlimited
- Corrections and tax returns: Included
- Year-end closing: Included
- B2B contractors: No surcharges
- Questions to the accountant: Unlimited
- Start: Next month
- Full statutory booksW cenie
- Documents and postings: Unlimited
- Corrections and tax returns: Included
- Year-end closing: Included
- B2B contractors: No surcharges
- Questions to the accountant: Unlimited
- Start: Next month
Entity size under the Polish Accounting Act. Amounts per month, net. Conditions: invoices via KSeF, payments through the Inratio panel. We confirm the entity size and the start date.
- Company pulse every Wednesday at 6:00
- 90-day liquidity forecast and alerts
- Result per branch, project and product
- CFO and a team of experts — continuously
- Answers usually within 24 h
Controlling pricing depends on the number of data sources and the size of your team, never on turnover — you learn it in the first call, before you sign anything. Cancel at any time. Full pricing →
FAQ
Before you start.
9 questions asked before the first call. Can't find yours? Write: info@inratio.pl
More invoices in a month — what then?
Nothing changes. The fee is fixed — regardless of the number of documents, invoices, postings and B2B contractors. A hundred invoices a month or a thousand, you pay the same.
How do you determine the entity size: micro, small or large?
Under the Polish Accounting Act: balance sheet total, net revenue and headcount. We confirm it in a 15-minute call, before you sign anything. Micro 2 000, small 5 000, large 8 000 PLN net per month.
What do the “invoices via KSeF and payments through the panel” conditions mean?
Sales and purchase invoices go through KSeF, Poland's national e-invoicing system, and you order company transfers from the Inratio panel. These are the two conditions of the fixed fee — there are no others.
How much does controlling cost?
The price depends on your needs: the number of data sources and the size of your team, never on turnover — you learn it in a 15-minute call. Start: Controlling Pro, 14 days for 0 PLN, no card. You get the first company pulse next Wednesday.
Will Inratio replace my CFO?
We do not replace a CFO with software — you get both. In the Controlling Pro subscription you get a management dashboard plus a CFO and a team of experts continuously: on an ongoing basis, not 2–3 days a month as with an hourly contract. The system shows the numbers on time; people help you read them and decide. At big decisions (bank, investor, a large contract) they are next to you, and you lead the final conversations.
Do I have to change my accounting firm?
No. Inratio works with your current accounting firm — we call the firm, not you. You can leave the books where they are and add Inratio as a management layer with a CFO. We can also take over the full books — for a fixed fee, regardless of the number of documents (micro 2 000, small 5 000, large 8 000 PLN net per month) — with invoices via KSeF and payments through the Inratio panel, no surcharges. But there is no obligation.
How does Inratio handle KSeF?
Natively. Inratio reads invoices directly from KSeF, classifies them into responsibility centres and runs an approval flow with an audit trail. We also have a procedure for KSeF outages built into the system — when KSeF is down, the system guides you through the emergency mode.
Is my financial data safe?
Yes — data in the EU, GDPR-compliant; encryption in transit and at rest; an audit trail of every action; access control per user and role. You can export your data at any time.
Can I test Inratio for free?
Yes: 14 days of Pro for 0 PLN, no card, on your real data, with the first report next Wednesday. You can also start with a 60-second company mini-audit, no sign-up. After the trial, you decide.
See also: Pricing
Start with 15 minutes.
You tell us about your company, you learn the controlling price and the accounting start date. No obligations, no card.
A short call with an Inratio CFO, no sales pitch. Have your own spreadsheet? Bring it — we will start from there. If we do not see the point, we will tell you.
or write: info@inratio.pl