Live financial data. You know where you earn, where you lose.Document workflow, responsibility and management centers — plus a team of financial experts who keep advising you — in one panel. A cheaper and more effective alternative to a CFO.
14 days free · No credit card · 10-minute setup
If you recognize yourself in any of these descriptions — Inratio is for you.
You have no time to make reports. You want to know in 5 minutes: are we delivering or not. What's breaking? What needs your decision today?
Margin per project, receivables, people utilization. All in one view. Without asking the accountant weekly.
You make financial decisions yourself. Inratio gives you what a CFO would — without the 25k PLN/mo salary.
From zero to your first Wednesday with Inratio: one week.
We plug into your accounting system — any system, we handle them all — and tidy up your books, current and historical. 10-minute setup, no effort on your side.
Margins, receivables, projects, people — automatically. Every Wednesday at 6:00 you see a new picture.
5 minutes with coffee. You see what works, what doesn't, what needs YOUR decision TODAY. Comment, delegate.
Not another dashboard. A decision-making tool.
Every Wednesday = new picture of the company. Without Excel, without emails from the accountant.
Alerts: budget exceeded, delay, margin dropped. React before the client notices.
List of who owes what. One click for an email reminder.
Roles: president / manager / employee / accountant. Everyone sees what they need — and nothing more.
Your data is physically isolated. Every firm has its own tenant. GDPR-friendly.
PWA — install on iPhone/Android like a native app. Wednesday morning on the way to office — you check.
Inratio connects documents, approvals, and decisions in one workflow. You know who is responsible for what, when and why — in one chronology. Without emails, without Excel, without "who approved this?"
Inratio automatically pulls new invoices into the document workflow, categorizes them, links them to a project and counterparty.
No retyping, no manual logins.
The system identifies who approves the invoice — project manager, accountant, president. Rules adapted to your firm's structure.
You know who has the ball. No 'did I receive this for approval?' emails.
Approval, rejection, request for correction — with a comment why. Decision visible to everyone in the workflow chain.
Not just approval — you know on what basis.
Every workflow action: who clicked, when, what they wrote, how long they waited for a decision. Chronology on one screen.
When the auditor asks 'why this invoice?' — you have the answer in 5 seconds.
4 emails to the accountant, 2 team meetings, 1 call to the president — and still no one knows who missed the approval. Invoice comes back overdue, supplier calls, tension rises.
One view. Name, time, status, comment. Every document and every action — in chronology. Chaos becomes order. Responsibility stops being abstract.
Inratio works on computer, phone, and tablet. Native apps for iOS and Android with push notifications. Approve invoices on the road, check KPIs between meetings.
Available from August 2026.
The main value of Inratio is reaction time. A decision in 5 minutes on Wednesday instead of Friday evening after the accountant's report.
Competition waits for the accountant to close the month and send the report — typically 7-10 days. You see the result Wednesday 6:00 AM. You react before they even know there's a problem.
Excel, emails to accountant, asking managers, manual consolidation. Inratio delivers the full company picture in 5 minutes on Wednesday. Every week. Without your effort.
Time is the main value. Financial numbers are the consequence — they come from faster decisions.
A project that's failing detected a week earlier — the difference between a contractual penalty and renegotiation. A client paying 47 days late — the difference between 1% and 0% factoring.
A part-time CFO in Warsaw costs 8-15k PLN/mo. Inratio delivers what a CFO would (KPIs, decisions, alerts) — a system plus a team of experts who keep advising you, on a flexible subscription, without the salary.
A task manager + CRM + accounting tool + reporting tool together = 2-3k PLN. Inratio = one product.
Time is an advantage you can't buy with money.
You know on Wednesday. Competition will find out next month from the accountant's report.
Click a P&L line → see the invoices that make it up → click a specific invoice → you have the person who approved it and you can message them. No mysteries, no taboos, no guessing.
You click a line — and you immediately see who, in what role, gross salary, and overtime this month. The whole team on one screen.
You know exactly what was bought for your company, who decided, and why.
One click from P&L to the person who signed the invoice. No emails, no "ask the accountant." Question and answer in 30 seconds.
Inratio is built like a bank — but works like an iPhone. Serious security, simple to use.
Servers in Warsaw and Krakow (OVH PL). No transfers outside the EU.
All communication encrypted in flight. Passwords hashed with bcrypt cost 12.
Privacy policy, right to be forgotten, data export.
Your data is physically separated from other firms. Zero leaks.
Automatic copies 30 days back. Restore in 4h (Business+).
Architecture aligned with security best practices.
Register your company today. You'll connect data in 10 minutes. First pulse arrives next Wednesday at 6:00.
Prefer to talk first? Email or call.
We respond within one business day. No hard sell — we check first whether Inratio is right for you.